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今日福彩3d开奖情况

2020-02-27 00:37:28资讯 028206

Packaged bank accountsThe problem with packaged bank accounts…. If youve set foot in a bank over t

he last 15 years, chances are they’ve tried to flog you a packaged bank account. In fact, back in 2001 it used to drive me so mad, I told m

y bank to put a note on my account so staff would stop asking me about it. Flash forward 15 years and packaged bank accounts are back in the news again. Last year we received over 86,000 complaints about them. So, what’s the deal? Read MoreRelated ArticlesWe got 3,281 back from Barclays – after being charged for breakdown cover when we dont even drive What is a packaged bank account? A packaged bank account is a normal bank account ‘packaged’ with other benefits. Each month you pay a fee and in return you got a bigger overdraf

t of free insurance. There are three main areas of complaint “I never wanted the account” The first complaint is pretty straightforward. The bank checks its records and if it’s clear youve been opted in without permission (or not clear at all) they may offer a full or partial refund. However, if quite bit of time has passed then you’d be expected to have noticed the fees, so don’t expect a full refund. Read MoreConsumer rightsYour high street refund rightsHow to complain about a payday loanMobile phone contracts - your rightsBad reviews - how to get a refundEmployment rightsDodgy goods: How to get your cash backTrain delays - your rightsYour rights when buying a used car “I was misled in to taking out the account” This issue is a lot more serious, though not always so easy to prove. If you think you were tricked or misled in to taking out the account then note down all you can remember from the time – or if you can’t recall much, tell the bank about your circumstances at the time. This can help them determine if the account wasnt affordable or suitable. Read MoreRelated ArticlesHow to claim back the THOUSANDS you might be owed “The benefits don’t apply to me” This is a little different to mis-selling. The bank won’t necessa

rily know everything about your situation so it might not have deliberately mis-sold the account. But if you coul

dn’t have taken advantage of the benefits, the money you’ve paid isn’t really worth it, so you might be entitled to some of it back. For example, travel insurance often doesn’t cover people if they’re over 70

, so if that’s you, it’s not worth the money. If you’ve got a problem with a packaged account, check out our guide at www.re今日福彩3d开奖情况 solver.co.uk or tell us about your experiences thro

ugh our Facebook and Twitter pages. @WalkerResolver @resolvercouk facebook.com/resolvercouk